Credit Cards

Access Bank credit cards are secure and convenient payment tools that allow customers to purchase goods and services on credit, as well as perform cash withdrawals (cash advances) at ATMs both in Mozambique and abroad. 

These cards are accepted worldwide, making it easy for customers to transact without the need to carry physical cash. They offer the possibility of flexible repayments, including installment payments, to help clients manage their expenses effectively. Customers can access various credit limits and also transfer funds from their credit card to their current account when needed. The cards are equipped with advanced security features such as OTP (one-time password) confirmation to protect against fraud and unauthorized transactions. 

Additional benefits being developed in partnership with VISA include preferential treatment and exclusive discounts with selected partners, international medical assistance, multilingual support available 24/7, 365 days a year, and card replacement within 24 hours for clients travelling abroad. The introduction and promotion of credit cards aim to increase the retail banking customer base, grow the deposit base, encourage cross-selling of other retail products such as debit cards, insurance, and OMNI, and boost revenues through commissions and interest. 

Overall, Access Bank credit cards provide a practical, flexible, and secure solution for daily and international transactions, enhancing the banking experience for both individuals and businesses.