Government Payroll Loan

The Government Payroll Loan offers short- and medium-term financing tailored for civil servants and contractors, helping them achieve financial independence and realize their dreams. At Access Bank Mozambique, we are here to support your goals.

Requirements

  • You need to be a public officer or government agent.
  • Be a Retail or Private Client at Access Bank Mozambique
  • Be registered on e-SISTAFE.
  • Individuals aged between 21 and 60 years. 
Features
   

  • Amount 
  • Up to MZN 2,000,000.00 depending on your debt capacity
   
  • Term
  • Flexible terms of up to 72 months
   


  • Purpose
  • Consumption, education, housing, transportation, business, agriculture, livestock.


   

  • Rayment
  • Payment in installments, deducted at source (payroll). 
   



  • Associated interest or commissions
  • - Interest rate: Prime rate + Spread
- Commission for setting up and organizing the process: Applicable 
  • - Partial/full early repayment commission: Applicable
  • - Life insurance subscription: Mandatory

   

  • Insurance
  • Subject to life insurance.

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