Leasing

Make your dreams come true with leasing from Access Bank Mozambique! Enjoy swift and simple access to vehicles and equipment for your business or personal life. We offer competitive rates and flexible terms to help you reach your goals hassle-free.

Requirements

  • Have a minimum salary of MZN 60,000.00.
  • Work in an institution with a financing agreement with Access Bank.
  • Receive salary through Access Bank Mozambique (minimum of 1 salary) - except for Public Officer who receive through e-SISTAFE.
Features
   

  • Amount
  • Up to MZN 10,000,000.00 depending on your debt capacity.
   
  • Term
  • Flexible terms up to 60 months
   


  • Purpose
  • Income credit with the main objective of financing the acquisition of new vehicles.


   

  • Reimbursement
  • Repayment in monthly installments.
   



  • Associated interest or commissions
  • - Interest rate: Prime rate + spread.
  • - Commission for setting up and organizing the process: Applicable.
  • - Partial/full early repayment fee: Applicable.
  • -  Penalty for late payment: Applicable.
  • - Comprehensive car insurance: Mandatory.
  • - Customer contribution of 20% of the value of the vehicle purchased.

   

  • Guarantees 
  • Title deed of the vehicle in the name of the bank
  •  

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