Nano Loans

Nano Loans, also known as Txuna Crédito, is a service offered in partnership with M-Pesa—and soon with Emola under the name Txeneka—that allows customers to borrow money directly via M-Pesa by dialing *150#. To qualify, the customer must be an active Vodacom subscriber for at least 3 months. Loans are available for 7, 14, or 30 days, with service fees of 10%, 12%, o r 15%, respectively.

Access Bank Nano Loans provides cash loans ranging from 70 MT to 3,500 MT directly into the customer’s M-Pesa wallet, with repayment made automatically from the next top-up. The service is convenient, secure, and accessible to all.