Nano Loans

Access Bank's Nano Loans, also known as "Txuna crédito", allows customers to borrow money through M-Pesa by dialing *150#. This service is available in partnership with M-Pesa and will soon be expanded to include E-mola as "Txeneka”. 

To be eligible, the customer must be an active Vodacom subscriber for at least 3 months. Loan durations vary from 7, 14, or 30 days, with corresponding service fees of 10%, 12%, or 15%, respectively. 

Access Bank Nano Loans provide cash loans ranging from 70 MT to 3,500 MT directly into the customer's M-Pesa wallet. 

The loan is then recovered during the next airtime recharge. This service is convenient, secure, and accessible to all, making it an attractive option for quick financial needs